GPA
Group Personal Accident
What is it?
Group Personal Accident is a benefit policy that covers a group of employees with a capital benefit in the case of death, loss of limbs, eyesight, speech, hearing and/or disablement.
Who is it for?
Any employer who who wants to cover their employees in case of a personal accident while performing their duties as emloyees.
How do I get it?
Contact your broker and ask for a BOUWEN Group Personal Accident policy. Don't have a broker? No problem, contact us and we'll provide a list of appropriate brokers to you.
Frequently Asked Questions
Answered in simple English…
Bodily injury sustained in the course of employment in the business caused by accidental, violent, external and visible means to any principal, partner, director or employee of the insured resulting in permanent disability, temporary disability, medical expenses or death.
Suicide, Existing Physical Defects,Alcohol / Drugs / Narcotics, Riot / Civil Commotion / Terrorism, Pregnancy and Related Claims, Motor Cycling, Racing and Extreme Sports
No. Group Personal Accident policies are benefit policies that will pay out a set amount in the case of injury due to personal accident at the workplace.
Yes. There is no minimum or maximum employee criteria.
Your premium is based on the amount of employees and their earnings. There are also other factors like your claims history and type of work that you perform that may have an effect on your premium.